Can You Use CareCredit for Pet Cremation?

Diseases and death in pets can cost you hundreds or thousands of dollars when unprepared. While it’s painful to think about, you still need to protect yourself from the financial burdens of cremation and burial. Learn if you can use CareCredit for pet cremation, its limitations, and service inclusions.

Can You Use CareCredit for Pet Cremation?

You can use CareCredit for pet cremation if your chosen clinic or service provider allows it, and as long as your available approved credit amount can cover the costs. Here at Paws Into Grace, we consider CareCredit cards for financialassistance. Meanwhile, some facilities don’t qualify for or utilize CareCredit.

A woman holding an urn for pets

Pet owners are becoming more conscious of what to do when their pets pass away. It’s a good idea to check cremation options, especially since there are individual, communal, and water cremations. Knowing how to pay for it using CareCredit also prepares you when the time comes.

What Is CareCredit for Pets?

CareCredit is a human health and pet care credit card that can help you pay for out-of-pocket medical costs. It offers flexibility in paying for medical bills and routine veterinary services. This card guarantees peace of mind knowing that you and your pet can access medical and cremation services anytime.

It’s like any other credit card that works perfectly with pet insurance. While there’s a certain limit to the credit amount, you can use extended payment plans to cover unexpected health expenditures for your pet, including individual or communal cremation.

About 90.5 million U.S. families own a pet, although only 3.9 million pets have accident and illness insurance. If you don’t have pet insurance, a CareCredit card can provide immediate access to funds to help pay for emergency pet bills without needing to get a loan or cut back on other costs.

Can I Use CareCredit to Cremate Any Kind of Animal?

CareCredit coverage is available for cats, dogs, rabbits, guinea pigs, birds, horses, and even exotic pets. While you can use a CareCredit card to pay for the cremation of any animal, this is subject to approval from your service provider or veterinary clinic.

What Veterinary Services Can a CareCredit Card Be Used For?

A happy dog sitting on the beach, tongue out, enjoying the sun and sand

CareCredit lets you pay for various veterinary services at participating service providers, including cremation. 

Routine Veterinary Appointments

The average cost for unexpected veterinary care costs around $800 to $1,500, yet only 39% of Americans have enough savings to pay for at least $1,000 in emergency veterinary bills. Being a responsible pet owner entails knowing these standard veterinary appointments and procedures.

  • Annual check-ups
  • Teeth cleaning
  • Parasite treatment
  • Vaccinations
  • Microchipping
  • Dermatology
  • Dog spa

Veterinary Surgery and Emergencies

Aside from cremation, these are the unexpected pet care services that CareCredit cards may cover.

  • Spay and neutering
  • Emergency services
  • Surgical procedures
  • Diagnostics
  • Chemotherapy
  • Care of chronic pet diseases and conditions
  • Rehabilitation
  • Palliative care
  • Medication

Cremation Services

Whether your pet crosses the rainbow bridge through home euthanasia or due to a natural cause, you have the option to cremate. While CareCredit can pay for cremation services in some clinics and businesses, this is still subject to terms and conditions. 

It’s best to clarify with your service provider if your CareCredit card can also pay for cremation viewing, urn, pet burial, memorial items, and transportation.

How Will I Know if a Cremation Business Accepts CareCredit Cards?

Utilize CareCredit’s acceptance locator tool or the mobile app to determine if a cremation business accepts a CareCredit card. From here, you can sort the selection by distance or provider name. You may also set the search query by distance from five to 75 miles from your location.

CareCredit is accepted at a national network of more than 250,000 healthcare providers, health-focused retail shops, select health systems, veterinary specialists, and other pet-related services.

Two small dogs sitting on rocks by the ocean

How to Use CareCredit for the Cremation of Pets?

A pet’s end of life can be among the most expensive periods in an owner’s journey. Fortunately, there are various options for end-of-life care and cremation. Before using CareCredit to pay for your pet’s cremation, it’s best to inform the business or clinic first.

Caring for pets is a huge responsibility, even after their death. We know how crucial it is to provide a proper cremation or farewell to your beloved pet, so you must know your options when paying for cremation services.

Related Questions

How Much Does Cremation Cost?

The cremation price depends on the service inclusions, although it ranges from $175 to $350. Cremation costs are based on the weight of your pet.  Communal cremation is typically cheaper than individual cremation, whereas individual cremation, normally costs more. 

Can I Use My CareCredit Cards at PetSmart?

You can’t pay using CareCredit at PetSmart because this shop primarily sells pet food, toys, and other supplies. You may only use your CareCredit card for pet health services and cremation.

How to Apply for a CareCredit Card?

Head to the CareCredit website to apply for a card. Check to see if you prequalify, follow the instructions in the online application process, and wait for the decision. If approved, you get immediate access to financing options for pet costs, including cremation.

Conclusion

You can use CareCredit for pet cremation if you have the available credit amount and your chosen service provider accepts it as payment. You can request financial assistance here at Paws Into Grace, and we can work together to provide a loving and caring goodbye to your pet. 

Testimonials

I can't recommend them enough. I had to say goodbye to my 21 year old cat companion. I read the reviews here on Yelp and chose Paws Into Grace and they made an unbearable situation not worse - from the people on the phone to the amazing doctor who... read more

Renee C.

My absolute love Dante had heart failure three months ago. After having him on many medications to help him, his enthusiasm and appetite declined last couple of days. He was in pain and we decided to help him go to heaven rather than torturing him... read more

Diane C.

I wanted to thank you for sending Dr. Brown to euthanize our beloved Myleigh on March 4, 2021. She was compassionate and accommodating, she explained every step of the procedure, and gave us some alone time with Myleigh after she sedated her, but... read more

Terry A.

Renee C.

I can't recommend them enough. I had to say goodbye to my 21 year old cat companion. I read the reviews here on Yelp and chose Paws Into Grace and they made an unbearable situation not worse - from the people on the phone to the amazing doctor who came out to the house. She was so understanding and supportive. They were all so helpful, understanding and nice. My girl got to stay at home and say goodbye in the backyard (a hummingbird flew over and it seemed like a good sign too). So glad I didn't have to take her to a cold vet office.

Diane C.

My absolute love Dante had heart failure three months ago. After having him on many medications to help him, his enthusiasm and appetite declined last couple of days. He was in pain and we decided to help him go to heaven rather than torturing him with more medications which would make him even more miserable. I called and spoke to a very kind lady who was patient as I cried through making an appointment. We made an appointment for 1:30pm. Dr. Toni arrived. She was very kind, explained everything to us and gave us the time to be with our boy after the first shot. He wasn't relaxing enough so she gave him a second shot. We stayed with him throughout the entire process and I carried him to her car in the end. It was a very difficult decision but knowing that our boy is not in pain, gives us some peace. We are thankful to Dr. Toni for her kindness and compassion. They will arrange the cremation for us. Since we are in a pandemic, we had our masks on and said goodbye to our boy in our garden.

Terry A.

I wanted to thank you for sending Dr. Brown to euthanize our beloved Myleigh on March 4, 2021. She was compassionate and accommodating, she explained every step of the procedure, and gave us some alone time with Myleigh after she sedated her, but before she attached the IV. We were relieved that we made the decision to let her go to doggy heaven at home. It was a tranquil and serene passing for her, and it very much aids us in the grieving and healing process knowing that she passed away so peacefully. Based on the grace and compassion Dr. Brown demonstrated on one of the most awful days of our lives we would not hesitate to recommend Paws Into Grace for others facing this very painful time.
San Diego Orange County Cremation Office