Diseases and death in pets can cost you hundreds or thousands of dollars when unprepared. While it’s painful to think about, you still need to protect yourself from the financial burdens of cremation and burial. Learn if you can use CareCredit for pet cremation, its limitations, and service inclusions.
Can You Use CareCredit for Pet Cremation?
You can use CareCredit for pet cremation if your chosen clinic or service provider allows it, and as long as your available approved credit amount can cover the costs. Here at Paws Into Grace, we consider CareCredit cards for financial assistance. Meanwhile, some facilities don’t qualify for or utilize CareCredit.
Pet owners are becoming more conscious of what to do when their pets pass away. It’s a good idea to check cremation options, especially since there are individual, communal, and water cremations. Knowing how to pay for it using CareCredit also prepares you when the time comes.
What Is CareCredit for Pets?
CareCredit is a human health and pet care credit card that can help you pay for out-of-pocket medical costs. It offers flexibility in paying for medical bills and routine veterinary services. This card guarantees peace of mind knowing that you and your pet can access medical and cremation services anytime.
It’s like any other credit card that works perfectly with pet insurance. While there’s a certain limit to the credit amount, you can use extended payment plans to cover unexpected health expenditures for your pet, including individual or communal cremation.
About 90.5 million U.S. families own a pet, although only 3.9 million pets have accident and illness insurance. If you don’t have pet insurance, a CareCredit card can provide immediate access to funds to help pay for emergency pet bills without needing to get a loan or cut back on other costs.
Can I Use CareCredit to Cremate Any Kind of Animal?
CareCredit coverage is available for cats, dogs, rabbits, guinea pigs, birds, horses, and even exotic pets. While you can use a CareCredit card to pay for the cremation of any animal, this is subject to approval from your service provider or veterinary clinic.
What Veterinary Services Can a CareCredit Card Be Used For?
CareCredit lets you pay for various veterinary services at participating service providers, including cremation.
Routine Veterinary Appointments
The average cost for unexpected veterinary care costs around $800 to $1,500, yet only 39% of Americans have enough savings to pay for at least $1,000 in emergency veterinary bills. Being a responsible pet owner entails knowing these standard veterinary appointments and procedures.
- Annual check-ups
- Teeth cleaning
- Parasite treatment
- Dog spa
Veterinary Surgery and Emergencies
Aside from cremation, these are the unexpected pet care services that CareCredit cards may cover.
- Spay and neutering
- Emergency services
- Surgical procedures
- Care of chronic pet diseases and conditions
- Palliative care
Whether your pet crosses the rainbow bridge through home euthanasia or due to a natural cause, you have the option to cremate. While CareCredit can pay for cremation services in some clinics and businesses, this is still subject to terms and conditions.
It’s best to clarify with your service provider if your CareCredit card can also pay for cremation viewing, urn, pet burial, memorial items, and transportation.
How Will I Know if a Cremation Business Accepts CareCredit Cards?
Utilize CareCredit’s acceptance locator tool or the mobile app to determine if a cremation business accepts a CareCredit card. From here, you can sort the selection by distance or provider name. You may also set the search query by distance from five to 75 miles from your location.
CareCredit is accepted at a national network of more than 250,000 healthcare providers, health-focused retail shops, select health systems, veterinary specialists, and other pet-related services.
How to Use CareCredit for the Cremation of Pets?
A pet’s end of life can be among the most expensive periods in an owner’s journey. Fortunately, there are various options for end-of-life care and cremation. Before using CareCredit to pay for your pet’s cremation, it’s best to inform the business or clinic first.
- Here at Paws Into Grace, pet owners may complete the financial assistance form for individual or communal cremation. You will also see the requirements you need to submit, such as proof of financial hardship and one month of current bank transactions.
- For those with pet insurance, you must file a claim with your insurance provider before getting reimbursed for the cremation service. The payouts may vary depending on your policy.
Caring for pets is a huge responsibility, even after their death. We know how crucial it is to provide a proper cremation or farewell to your beloved pet, so you must know your options when paying for cremation services.
How Much Does Cremation Cost?
The cremation price depends on the service inclusions, although it ranges from $175 to $350. Cremation costs are based on the weight of your pet. Communal cremation is typically cheaper than individual cremation, whereas individual cremation, normally costs more.
Can I Use My CareCredit Cards at PetSmart?
You can’t pay using CareCredit at PetSmart because this shop primarily sells pet food, toys, and other supplies. You may only use your CareCredit card for pet health services and cremation.
How to Apply for a CareCredit Card?
Head to the CareCredit website to apply for a card. Check to see if you prequalify, follow the instructions in the online application process, and wait for the decision. If approved, you get immediate access to financing options for pet costs, including cremation.
You can use CareCredit for pet cremation if you have the available credit amount and your chosen service provider accepts it as payment. You can request financial assistance here at Paws Into Grace, and we can work together to provide a loving and caring goodbye to your pet.